How often do you think about retirement investments? Gold has always been an appealing asset due to its long history of value. Nevertheless, traditional retirement accounts don’t permit investing in physical gold. Such investments are only feasible through a gold IRA account.
There are numerous companies helping individuals to fund such accounts, all of which have their own benefits and drawbacks.
If looking for the best cheap gold IRA broker, the following recommendations might be of assistance.
Augusta Precious Metals
Augusta Precious Metals holds the throne for the best gold IRA company in the US, owing to its pricing, transparency, and impeccable customer service. It’s the sole company with no complaints at BBB and BCA since its launch in 2012. In fact, Augusta has thousands of five-star ratings from customers. It’s extremely dedicated to consumer education by providing customers with a free web conference that explains retirement threats, the economy, and the buying process for precious metals.
Moreover, Augusta is endorsed by high-income clients like Joe Montana, who is their corporate ambassador. When it comes to fees, clients are charged no management fees, only normal storage facility and custodian fees. The process of setting up a gold IRA account is convenient, quick, and transparent. Their processing department is responsible for handling almost 95% of the paperwork to help customers fund their accounts.
Once your account is funded, the order desk provides assistance in choosing investment bars and coins. The confirmation department makes sure the transaction has been conducted in a smooth and transparent way. This department keeps on providing account service even after the transaction is completed. Clients are offered lifetime account support from this company.
Another reason why Augusta is preferred by many individuals is the opportunity to use bonuses and price protection. It offers free insurance and shipping to the storage location. Augusta also has a special seven-day price protection program for buyers of precious metals by locking the rate at the moment your order is confirmed.
On the negative side, customers are required to have at least $50,000 in savings. Also, users cannot set up a virtual account. Buybacks are neither denied nor guaranteed. Read this article to see how a gold IRA adds some sparkle to one’s retirement nest egg.
GoldCo
Another renowned gold IRA company you should take into account is GoldCo. It was founded in 2006 and has received top ratings from numerous review sites since then. This company has been awarded an A+ rating by the BBB and a triple-A rating from BCA. GoldCo is also popular for its promotions and buyback program.
Furthermore, this gold IRA company has remarkable customer service, which is personalized and aimed at fulfilling more than clients’ expectations. Customer support agents make sure clients take advantage of every opportunity that’s cost-reducing. Many individuals aren’t aware of the opportunities for fee reduction upon exchanging stocks and bonds for precious metals.
There are certain drawbacks to using GoldCo services. For instance, the lowest IRA deposit requirement is no lower than $25,000. A virtual account cannot be set up. Additionally, their fees might be a bit higher when compared to some of their competitors.
American Hartford Gold
Another trusted gold IRA company you should take into consideration is the family-owned firm called American Hartford Gold. Their products include precious metals in the form of bullion, coins, and bars. This company is endorsed by Rudy Giuliani, America’s Mayor, as well as by Bill O’Reilly. The reputation of American Hartford Gold is best reflected through its A+ rating earned from the BBB.
The ratings awarded by the Better Business Bureau are based on transparency, marketing approach, and the history of complaints. Businesses are rated on a scale from F to A+, where the latter is the highest grade. A company can achieve an A+ rating by earning a score of at least 97 points out of a hundred. The following link, https://smallbiztrends.com/2020/07/bbb-accredited.html, explains how and why to get BBB accreditation.
Many individuals prefer this gold IRA company because of its competitive rates and convenient account opening process. Clients are provided with free maintenance, storage, and insurance for a maximum of three years. Physical gold is delivered to your home at no extra cost. Customers can buy their precious metals back with no hassle and fees. On the negative side, their online catalog contains no prices, and they don’t perform shipments outside the US.
Birch Gold
This company was established in 2003 and has provided incredible customer education ever since. It’s known for its one-to-one interactions with clients, which are incredibly helpful in making important financial decisions. Clients who invest above $50,000 are exempt from paying fees during the first year. They are offered the opportunity to invest in platinum and palladium apart from investing in the yellow metal.
The market presence of Birch Gold is strong due to its long history of almost twenty years. Nevertheless, it permits no online account opening and lacks an online live customer chat. Any information you need about their management team can only be accessed through their information kit.
Regal Assets
Regal Assets was launched almost a decade ago, and it keeps on winning the trust of clients. It offers a wide opportunity for account holders to invest not just in precious metals but crypto assets as well. It has an AAA rating from BCA and a 4.5-star rating by Trustlink. Regal assets has handled retirement assets worth hundreds of millions.
Furthermore, this gold IRA company has been a member of the reputable Forbes Finance Council since 2019. Some of the drawbacks of using their services include not having accreditation from the BBB. Regal Assets also has a limited track record and history. New accounts cannot be opened online. Additionally, an online customer service chat is unavailable.
To sum up
Partnering with the right company is essential for diversifying your retirement savings correctly.
We hope the information above is helpful in making the best retirement savings choice!
