You may often hear the words “financial advisor,” but will you need one? Many people think about someone who can advise their finances and ensure that they invest in the right place. If this is what you think, then it’s a great start. However, it doesn’t give you the whole picture. Financial advisors are there …
Let’s keep it real – cars are one of the most inseparable parts of our days. We need them for basic things like driving to school, work, and running errands, and they certainly help when we want to take a short trip away from home to relax. Sure, you could opt for another mode of …
Your credit score is an important figure. It’s perhaps one of the most important numbers you’ll ever need. If your credit score isn’t great you could get declined on loans and mortgages. This setback in your financial journey could be detrimental to your life. But if you’re trying to establish credit, fear not, there are …
Strong Credit History: 7 Key Ways to Build Credit Read More »
The number of American consumers who take out unsecured personal loans has continued to increase over time. In fact, in the last years, the rate of growth in this loan type has become faster than in other types of debt, including credit cards, mortgages, auto loans, and even student debt. Furthermore, this increasing trend in …
Wherever you go, you would need money. Almost everything now has monetary value. “Free” became very rare. Everything is becoming so expensive, which is why you have to make sure you have it to survive. There are bills to pay, from electricity to water bills, internet, and cable, etc. Also, there are insurances, car loans, …
With A Financial Planner, You Can Never Go Wrong With Your Finances Read More »
The global financial technology industry, or fintech, is worth tens of billions of dollars – and counting. Despite the coronavirus pandemic shutting down the global economy, fintech has stayed strong as companies look for new, innovative opportunities to satisfy customers during these uncertain times. Given this constant change within the industry, what are some of …
Need a car? Car shopping can be a real headache, and if you don’t already have a car it can be a lot of challenging travel to dealerships all over town. But it doesn’t have to be so difficult. When you shop cars online you might think it’s just the beginning of the process, and …
‘Tis the season to be jolly, at least if you are one of the 66% of American employees looking forward to receiving a holiday bonus this festive period. For decades now, the Christmas bonus has been a treasured and regular part of the working year. It is a way for employers to show gratitude to their loyal …
Almost everyone struggles to keep their financial status at a balance all the time. And while others may argue that this is not a highly-charged debate, money accounts for the overall value of everyone’s life. In a nutshell, money is an integral element in every person’s way of living. So, setting sound financial goals is …
Building credit is something every Canadian should start from 18 or 19 years old, depending on the province. However, it’s never too late to start. One of the easiest ways to build credit is through the credit card system. Most people use their credit cards to cover common expenses and pay off the balance when it …
5 Things No One Tells You About the Canadian Credit Card System Read More »
Since the beginning of the COVID-19 pandemic, people have been staying inside more than we would regularly. And you know what that means, right? That means that streaming services like Hulu, Netflix, and more saw an instant rise in subscribers’ usage. Even though we’ve all been spending more time inside, it doesn’t mean that we …
How To Save Money By Choosing The Right Streaming Service For You Read More »
Cars are expensive – there’s no way around it. Even if you purchase a cheap car, there’s still more to pay for, from insurance to repairs. For many people, it’s not a feasible option to pay upfront in full for the car. This is where auto loans come in, to help you spread the cost …
The United States is seen as a country of opportunities, which makes people flock to this land. However, there are many challenges that you might come across as an immigrant— and one of them is establishing a good credit score for you to use. Establishing a credit score as an immigrant might be a tricky …
5 Tips For Immigrants To Build A Healthy Credit Score Read More »
It can generally go without saying that there are countless types of loans out there that a person can choose from when they need to borrow money. Whether the need to borrow money is urgent and uncalled for, or if it was planned out years in advance, there is always going to be one loan …
One way of investing in ourselves is through education. We improve our value by learning the ropes of our desired courses and getting the diplomas or degrees that we want to. Such educational achievements help us prepare for the real world as we transcend to employment. That said, if you want to get your dream …
Smart Financing: How to Budget When You Want to Study Abroad Read More »
Setting a budget is a lot like going on a diet. Making plans is just the first step. In order to see any actual results, though, you have to put in the hard work day in and day out. And that’s where things become difficult. As most people know, setting a budget and sticking to …
Across the U.S., approximately 13.6 million people now have a net worth of at least $1 million dollars — which is an increase of about 283,000 from last year. What’s more, the trend is gaining steam, with an estimated 18 million folks projected to join the 7-figure ranks by the year 2021. Naturally, many of …
7 Amazing Facts About Your Millionaire Next-Door-Neighbor Read More »
There’s nothing wrong with understanding how to sniff out a deal. In fact, one of the keys to forming a successful budget is to recognize how to save money on daily expenses. And while many useful money tips follow this principle, there are, in fact, certain things that you should never try and overlook, go …
Bitcoin has faced a lot of controversy over the past years but looks at it now. It’s regarded as the mother of cryptocurrency. Thanks to its vast acceptance, it is now recognized as a legitimate and valid online currency and has paved the way for other crypto money to make their debuts. But we all …
Though it may be hard to believe, a large percentage of the population doesn’t know the first thing about personal finance. Savings, loans, investments, debt –– these are concepts that people discuss on a regular basis; yet, relatively few individuals truly have a grasp on their financial situation. And it doesn’t help that there’s a …
Financial literacy is a hot topic… but perhaps not until you realise you lack a way to organise your finances, aka, have no money. However, if you feel a little clueless about money stuff, you’re not alone! As the cost of living rises, basic financial questions like how to open a savings account, or how …
Whether you’re comfortable with your money or not, budgeting is an essential part of building a healthy relationship with your finances. Knowing how to save for the future while also having enough for the present will provide you with the freedom you’ve been searching for. Budgeting Ideas To Make Your Paychecks Last If you’re strapped …
Stretch Your Cash: 7 Budgeting Ideas to Make Your Paycheck Last Read More »
One of the largest concern with thousands of college students today is the overwhelming amount of debt they can expect to graduate with. With the ever-increasing cost of tuition and the amount of student loans bubbling, this is not a reasonable fear. While financial aid can help some students afford the basic cost of tuition, …
How to Bag a High-Paying Job in Construction After Graduation Read More »
Let me tell you this frankly: It is never about being safe. If it was always about being safe, many things would’ve been banned in this world. Trends would die, entrepreneurship would die, heck, even relationships would die. This world wasn’t made to be safe; it’s made to be meaningful. This is doubly true in …
The success of your financial future depends on you and the plans you put in motion today. If you choose to wing it, you can end up with bad credit. While you’ll still have a number of options, you reduce your chances for traditional bank loans which give you the possibility of securing the best …
