Lyca

How Banks & Businesses Use Bonuses to Add Value to their Offers

A bonus can be a financial resource that provides additional income or rewards to an individual or business. Employers can offer bonuses to employees to recognize and reward good performance or incentivize certain behaviours. Financial institutions, such as banks and credit card companies, can also offer them to attract new customers or encourage existing customers …

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Lån Med Sikkerhet- Which is the Best Way to Borrow For Your Business?

Business / By Lyca

If you’re in the market for a loan, you probably have a few options to choose from. For instance, there are traditional loans, as well as credit unions, auto title loans, home equity loans, and even loans made with your business equipment or inventory as collateral. Business equipment or inventory When it comes to borrowing …

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Personal Finance Fears Young Adults Should Be Unafraid Of

Personal Finance / By Lyca

Whether we like it or not, most of our adult life is spent thinking about money. We keep thinking about whether we’ll have enough to spare for any emergency. In exploring adulthood, people will tell you what and what not to do financially. Asking for advice from others helps you build an idea of what …

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Five Canadian Tax Services an Accountant Can Provide

Personal Finance / By Lyca

Everybody dreads tax time, even people who seem to have their act together. Although the Canadian tax system is not as complicated as the one that plagues our neighbours down south, it is still difficult to navigate if you don’t have the right know-how or the patience to fill out different forms. To save yourself …

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How to make your small business more sustainable

Business / By Lyca

It’s a term on the tip of the tongue of most people, and for good reason. For years many businesses got away with leaving sustainability at the bottom of their priorities list – but times are changing. Many are taking a much more active approach for reasons beyond the obvious. Some may accept that more …

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What Can A Commercial Real Estate Bridge Loan Do For You?

Personal Finance / By Lyca

What exactly is meant by the term “Commercial Bridge Loan”? Commercial bridge loans are a kind of temporary, short-term financing solution that may be used to assist reduce some of the financial constraints that come along with an investment plan that is experiencing issues. It’s better to secure a commercial bridging loan as an investor …

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Tips To Starting An RIA Firm From Scratch

Personal Finance / By Lyca

Every financial advisor or broker dreams of starting an RIA firm. Being an entrepreneur in this world is much more rewarding than doing a 9 to 5 job for some company that pays you less than what you can make on your own. If you want to make your dream come true, do extensive research …

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Investing with Goldco and Other Gold Opportunities

Personal Finance / By Lyca

Gold is one of the most popular precious metal investments. It is often used to diversify investments and reduce risk. This article examines some of the costs associated with owning gold and investing in it. You can also consider purchasing gold in a gold fund to avoid these costs. There are also several risks associated …

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Why Precious Metals Are The Best Hard Assets

Investing / By Lyca

If you are looking for a way to invest in hard assets such as gold, platinum, palladium, and other precious metals, then you should read this article. Gold Investments in gold and precious metals are considered hard assets. These metals have a high intrinsic value and are highly resistant to oxidation and corrosion. Click here …

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Single vs. Joint Life Insurance: Considerations Before You Buy

Insurance / By Lyca

Choosing life insurance is one of the most important financial decisions you will make. It is a way to protect your loved ones financially in the event of your death. There are two primary types of life insurance policies: single life and joint life. As you consider which type of policy is right for you, …

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VIBA Connect Is The Digital Ambassador Solution For Brand Recognition

Business / By Lyca

Digital platforms have considerable influence over the globe’s 3.78 billion active social media users. Brands want specialists to advertise their goods and services. Why is it necessary for companies to have brand ambassadors? Every business requires what’s known as a “face,” which is a genuine person who embodies the desired qualities and speaks and writes …

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Online Loans for Bad Credit: What You Need To Know as a Borrower

Personal Finance / By Lyca

When you have bad credit, it can feel like you’re stuck in a financial rut. It can be difficult to get approved for loans, and even if you are approved, the interest rates can be high. However, there are options available to you if you have bad credit and need to borrow money. One option …

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Is Bitcoin Still a Worthy Investment?

Investing / By Lyca

Anyone who has been keeping abreast of digital currency news will most likely have been following the onslaught of the most recent crypto winter. Despite reaching a peak in value in November 2021, Bitcoin’s fortunes began to plummet dramatically during the following months, eventually dipping below $20,000. This represented a monumental decrease of 70%, a …

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6 Ways to Consolidate Credit Card Debt

Personal Finance / By Lyca

When you combine several credit card balances into one monthly payment, ideally with an interest rate lower than what you are now paying, you are said to be consolidating credit card debt. Consolidating your debt takes time, and many solutions require an application process to check whether you’re authorized first. You can find out whether …

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5 Tips for Young Adults to Boost Credit Score

Personal Finance / By Lyca

Everyone needs to have a good credit score to create a better financial future. But building a credit score from scratch is pretty tough, especially if you are just entering adulthood. A bad credit score will not only affect your chance of acquiring good deals in various financial services, but it could also impact your …

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Sun Equipment Used Forklifts Will Help You Get Rid Of Your Old Lifts

Business / By Lyca

What Is The Trade-In Value Of Your Forklift? Forklifts are massive and strong, but they will eventually wear out. It is always prudent to understand when it is time to replace your forklift. Knowing when to sell your forklift also qualifies you for trade-in agreements that enable you to swap your old forklift, add some …

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Truths and Myths About Travel Insurance for Medical Conditions

Insurance / By Lyca

Travel insurance and medical conditions. If you believe the headlines, it’s not a great mix. And it’s true, a lot of people, unfortunately, have bad experiences trying to find travel insurance when they have a medical condition. Some people report being refused cover by multiple insurance companies and are understandably left wondering where they can …

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How To Increase Sales in Retail? Popular Trends Are at Your Service in 2022

Business / By Lyca

The retail industry has been the hardest hit by COVID-19. Companies have had to quickly re-engineer their business processes to adjust to the new digital reality, in which consumers have avoided shopping at traditional physical retail outlets. However, simply going online has not proven effective enough to retain customers. Specialists from LeverX, an SAP Gold …

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Investing in Gold When You’re Nearly Retired

Investing / By Lyca

Investing in gold when you’re nearly retired is a great way to take advantage of its tax-free status and increased potential rewards. In this article, we’ll talk about the benefits of owning this precious metal, the risks associated with it, and how to convert your traditional IRA to a gold IRA. However, before you invest …

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Most Popular Project Management Methodologies You Need To Know

Business / By Lyca

Nowadays, we can all agree on the fact that expectations are quite high when it comes to running businesses and managing projects. While expectations are quite high, the truth is that timelines are short, which puts a lot of pressure on project managers in general. This is why they need to do their best to …

Why company life insurance is more valuable than ever

Insurance / By Lyca

Company life insurance has always been important, but with the coronavirus pandemic, increasing energy and cost of living prices, the UK leaving the EU, and a whole other load of uncertainty, it’s more valuable now than ever before. Here are some of the reasons why company life insurance is so important and why you should …

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An Investment Guide to Precious Metals

Investing / By Lyca

Have you ever thought about introducing precious metals to your investment portfolio? The preciousness of these metals comes from their rarity and limited annual production. Investors are still provided with various opportunities when it comes to such valuable investments, such as investing in gold, silver, platinum, and palladium. Each of these assets is unique in …

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Which Medicare Plan Is Best for You?

Insurance / By Lyca

Many people struggle with where to start with the Medicare enrollment process and how to choose the right plan. If this sounds like you, you’re in the right place. Once you sign up for Medicare Part A and Part B, you have two main plan options to consider. One option is to enroll in a …

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How to Save Enough to Achieve Your Saving Goals

Personal Finance / By Lyca

Everyone aims to achieve financial freedom, and one thing you can do to accomplish it is by increasing your savings, but saving is not easy for everyone. There are tons of reasons why someone would consider saving, such as a financial goal. But despite having a good cash flow, it gets hard to save money. …

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What Are Free Virtual Credit Cards Used For & How To Get One

Personal Finance / By Lyca

Have you ever wanted to buy something online, or perhaps pay for some ads that could boost the visibility of your business and get it noticed by a large audience, only to have your credit card rejected? This happens a lot and if you haven’t experienced it by now, you can rest assured that you …

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